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A mistake most companies commonly make is in attaching too much importance to and spending too much time on the skills and knowledge a candidate brings to a position and overlooking or sidelining attitudes and behaviors that are necessary for a candidate to perform at a consistently high level. Given that most involuntary terminations occur because of improper attitudes and behaviors; a lot more attention should be getting paid to this aspect of a candidate.
Ideally Joe Montana , HR should look at the future picture of the organization and assess how the candidate will fit into that scenario, since the way people have behaved in the past is a sure indication of the way they will in the future. Past behavior is a great index of the future and will help in predicting it.
Using the past to look into the future
Fine-tuning the art of predicting based on past behaviors is a great tool for making the right hire. The art of getting the right hire is not just in examining their resumes for past successes, but in building the ability to hire a person who will perform well in the required job in the future. A powerful technique in helping organizations achieve this is the behavior based interviewing tool. It is of tremendous use to organizations in selecting the right person for the right job.
Imparting the behavior based interviewing technique will be the intent of a webinar that is being organized by TrainHR, an acclaimed provider of professional trainings for the HR industry. At this webinar San Francisco 49ers Jersey , Grant Schneider, who is president and founder of Performance Development Strategies, will offer guidance on how to predict characteristics and results from a candidate based on her past.
To enroll for this webinar, all that you need to do is to visit .This webinar has been approved for 1 HR (General) recertification credit hours toward aPHR James Conner , PHR, PHRca, SPHR, GPHR JuJu Smith-Schuster , PHRi and SPHRi recertification through HR Certification Institute (HRCI).
Learn the art of asking behavior based questions
Grant will focus on the importance of predicting behaviors of a job candidate by teaching how to ask behavior based questions and evaluate the answers. He will help participants go beyond just instinct and gut feel when it comes to making a hiring decision.
This webinar will help participating organizations avoid wrong hires, which can cost a fortune. Although organizations and their HR are well aware of this fact, they end up making many bad hiring decisions.
Grant will cover the following areas at this webinar:
o How to create and ask open-ended questions
o How to solicit examples of past behavior to predict future behavior
o How to take useful interview notes
o How to get beyond the rehearsed answers to find out what a candidate is really thinking
o How to establish interview evaluation criteria
o How to identify and evaluate skills objectively
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Mortgage Vs Home Equity Loan Guide

Posted by nick_niesen on October 29th, 2010


Although there are variations in a second mortgage and the home equity loan T. J. Watt , many homeowners are still confused about the difference between the two. Second mortgages are a type of home equity loan; however, home equity loans are usually termed as a line of credit. For making the most of the built up equity, it is essential to determine whether a second mortgage or a home equity loan is the right decision.


Before you decide upon any of the two, you ought to know the basics of second mortgage and the home equity loan.


Second Mortgage Vs Home Equity Loan


Second mortgages pay out a predetermined sum of money Terrell Edmunds , as either a line of credit, in monthly installments or all at once. It is then paid back in a particular schedule just like the original mortgage. Dissimilar to refinancing, second mortgages do not supersede the initial mortgage.


Typically, second mortgages are 5 to 30-year mortgage loans that have a fixed rate of interest. Just like the original mortgage loans Jerome Bettis , the points and interest rate would be based on the present credit history, the current interest rate, and pricing of the house. The interest rates on a second mortgage are a little higher and the fees lower.


In contrast, home equity loans are similar to the credit card Pittsburgh Steelers Jersey , and may even include credit cards for making purchases. When an individual has equity on the house, he or she can acquire extra cash by means of the home equity loan.


These loans can be paid at the same time or in small payments. Some people get their money through the line of credit that lets them withdraw money whenever needed. Very similar to credit cards, home equity loans have a certain amount of interest charged and the amount to be borrowed is decided based on the individual creditworthiness.